Home Mortgage Loan Ratesin Virginia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/21/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.576% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.795 Points$2,544 Points Fee
$2,544 Total Fees$0 Lender Fees
 30 Years Fixed
6.633% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.933 Points$2,986 Points Fee
$4,861 Total Fees$1,875 Lender Fees
 30 Years Fixed
6.850% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.664 Points$2,125 Points Fee
$3,300 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.953% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.573 Points$1,834 Points Fee
$2,534 Total Fees$700 Lender Fees
 30 Years Fixed
6.989% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.852 Points$2,726 Points Fee
$3,721 Total Fees$995 Lender Fees
 30 Years Fixed
7.093% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Buying rural? $0 down USDA Loan Specialists
6.736% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.898 Points$2,874 Points Fee
$3,758 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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