Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 01/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.535% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.686 Points$2,195 Points Fee
$5,395 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.565 Points$1,808 Points Fee
$3,171 Total Fees$1,363 Lender Fees
 30 Years Fixed
6.629% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,325 Total Fees$1,125 Lender Fees
 30 Years Fixed
6.637% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.999 Points$3,197 Points Fee
$4,592 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.713% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.909 Points$2,909 Points Fee
$2,909 Total Fees$0 Lender Fees
 30 Years Fixed
6.738% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.947 Points$3,030 Points Fee
$3,730 Total Fees$700 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
"Unlock Your Dream Home with Us!"
$0 down payment for Veterans homebuying with a VA Loan
Attention Wells Fargo customers: Special benefits and discounts available
6.744% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.981 Points$3,139 Points Fee
$4,023 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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