Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.151% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.270% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.919 Points$2,941 Points Fee
$4,940 Total Fees$1,999 Lender Fees
 30 Years Fixed
6.354% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,525 Total Fees$1,125 Lender Fees
 30 Years Fixed
6.516% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.920 Points$2,944 Points Fee
$4,819 Total Fees$1,875 Lender Fees
 30 Years Fixed
6.594% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.720 Points$2,304 Points Fee
$3,479 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.614% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.824 Points$2,637 Points Fee
$3,964 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.698% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.728 Points$2,330 Points Fee
$6,630 Total Fees$4,300 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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