Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/26/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.354% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.775 Points$2,480 Points Fee
$3,530 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.748 Points$2,394 Points Fee
$2,394 Total Fees$0 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.500% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.967 Points$3,094 Points Fee
$4,189 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.553% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.654 Points$2,093 Points Fee
$2,093 Total Fees$0 Lender Fees
 30 Years Fixed
6.579% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.714 Points$2,285 Points Fee
$2,985 Total Fees$700 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
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$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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