Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.478% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.906 Points$2,899 Points Fee
$3,949 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.686% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.636 Points$2,035 Points Fee
$2,035 Total Fees$0 Lender Fees
 30 Years Fixed
6.720% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.993 Points$3,178 Points Fee
$3,178 Total Fees$0 Lender Fees
 30 Years Fixed
6.735% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.914 Points$2,925 Points Fee
$3,625 Total Fees$700 Lender Fees
 30 Years Fixed
6.740% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.844 Points$2,701 Points Fee
$3,796 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.760% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.836 Points$2,675 Points Fee
$4,550 Total Fees$1,875 Lender Fees
 30 Years Fixed
6.849% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.653 Points$2,090 Points Fee
$3,265 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.969% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.588 Points$1,882 Points Fee
$3,209 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.010% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.689% APR 7.625% Rate 30 day rate lock $2,265 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
PenFed membership is open to everyone, including you.
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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