Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.805 Points$2,576 Points Fee
$3,636 Total Fees$1,060 Lender Fees
30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.986 Points$3,155 Points Fee
$3,155 Total Fees$0 Lender Fees
30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
6.602% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.631 Points$2,019 Points Fee
$3,414 Total Fees$1,395 Lender Fees
30 Years Fixed
6.625% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
30 Years Fixed
6.670% APR 6.625% Rate 35 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$1,490 Total Fees$1,490 Lender Fees
30 Years Fixed
6.705% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.828 Points$2,650 Points Fee
$2,650 Total Fees$0 Lender Fees
30 Years Fixed
6.734% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.908 Points$2,906 Points Fee
$3,606 Total Fees$700 Lender Fees
30 Years Fixed
6.855% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.709 Points$2,269 Points Fee
$3,596 Total Fees$1,327 Lender Fees
30 Years Fixed
6.896% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
30 Years Fixed
6.936% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.616 Points$1,971 Points Fee
$1,971 Total Fees$0 Lender Fees
30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
PenFed membership is open to everyone, including you.
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in