Home Mortgage Loan Ratesin North Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.457% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.531 Points$1,699 Points Fee
$2,749 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.868 Points$2,778 Points Fee
$2,778 Total Fees$0 Lender Fees
 30 Years Fixed
6.703% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.811 Points$2,595 Points Fee
$2,595 Total Fees$0 Lender Fees
 30 Years Fixed
6.709% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.654 Points$2,093 Points Fee
$2,793 Total Fees$700 Lender Fees
 30 Years Fixed
6.738% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.839 Points$2,685 Points Fee
$3,780 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.896% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
Find answers to your mortgage questions
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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