Home Mortgage Loan Ratesin New York

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New York and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/26/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.540% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.521 Points$1,667 Points Fee
$1,667 Total Fees$0 Lender Fees
 30 Years Fixed
6.692% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.948 Points$3,034 Points Fee
$4,029 Total Fees$995 Lender Fees
 30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
Attention Wells Fargo customers: Special benefits and discounts available
6.965% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.667 Points$2,134 Points Fee
$3,018 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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