Home Mortgage Loan Ratesin Maryland

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.389% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.852 Points$2,726 Points Fee
$4,721 Total Fees$1,995 Lender Fees
30 Years Fixed
6.457% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.531 Points$1,699 Points Fee
$2,749 Total Fees$1,050 Lender Fees
30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.800 Points$2,560 Points Fee
$3,955 Total Fees$1,395 Lender Fees
30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.866 Points$2,771 Points Fee
$2,771 Total Fees$0 Lender Fees
30 Years Fixed
6.615% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
30 Years Fixed
6.625% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.783 Points$2,506 Points Fee
$4,506 Total Fees$2,000 Lender Fees
30 Years Fixed
6.747% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.899 Points$2,877 Points Fee
$4,204 Total Fees$1,327 Lender Fees
30 Years Fixed
6.748% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.676 Points$2,163 Points Fee
$4,158 Total Fees$1,995 Lender Fees
30 Years Fixed
6.755% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.987 Points$3,158 Points Fee
$4,333 Total Fees$1,175 Lender Fees
30 Years Fixed
6.758% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
6.796% APR 6.750% Rate 35 day rate lock $2,076 Payment per month
0.000 Points$0 Points Fee
$1,490 Total Fees$1,490 Lender Fees
30 Years Fixed
6.836% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.887 Points$2,838 Points Fee
$2,838 Total Fees$0 Lender Fees
30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
PenFed membership is open to everyone, including you.
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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