Home Mortgage Loan Ratesin Kentucky

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.579% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.714 Points$2,285 Points Fee
$2,985 Total Fees$700 Lender Fees
 30 Years Fixed
6.595% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.729 Points$2,333 Points Fee
$3,508 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.749 Points$2,397 Points Fee
$3,724 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.629% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,410 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
As low as 0% down payment in Kentucky
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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