Home Mortgage Loan Ratesin Kentucky

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/30/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.650 Points$2,080 Points Fee
$3,147 Total Fees$1,067 Lender Fees
30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.658 Points$2,106 Points Fee
$2,806 Total Fees$700 Lender Fees
30 Years Fixed
6.995% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$4,010 Total Fees$1,210 Lender Fees
30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
Buying rural? $0 down USDA Loan Specialists
$0 down payment for Veterans homebuying with a VA Loan
Attention Wells Fargo customers: Special benefits and discounts available
6.858% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.865 Points$2,768 Points Fee
$3,652 Total Fees$884 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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