Home Mortgage Loan Ratesin Iowa

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 02/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.714 Points$2,285 Points Fee
$2,985 Total Fees$700 Lender Fees
 30 Years Fixed
6.838% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.909 Points$2,909 Points Fee
$2,909 Total Fees$0 Lender Fees
 30 Years Fixed
6.949% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
Attention Wells Fargo customers: Special benefits and discounts available
$0 down payment for Veterans homebuying with a VA Loan
Find answers to your mortgage questions
0% down payment USDA Loan options
As low as 0% down options & down payment assistance
6.718% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.714 Points$2,285 Points Fee
$3,169 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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