Home Mortgage Loan Ratesin Iowa

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/11/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.855 Points$2,736 Points Fee
$4,131 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.389% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.843 Points$2,698 Points Fee
$4,698 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.451% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.488 Points$1,562 Points Fee
$2,557 Total Fees$995 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.967 Points$3,094 Points Fee
$3,794 Total Fees$700 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
Get A Complimentary Pre-Approval - Fast!
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

Iowa Cities Resource

Choose your city below to view local mortgage lenders in your area: