Home Mortgage Loan Ratesin Illinois

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/17/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.868% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.995 Points$3,184 Points Fee
$3,884 Total Fees$700 Lender Fees
 30 Years Fixed
7.181% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Find answers to your mortgage questions
Buying rural? $0 down USDA Loan Specialists
6.962% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.641 Points$2,051 Points Fee
$2,935 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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