Home Mortgage Loan Ratesin Illinois

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/18/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.463% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.923 Points$2,954 Points Fee
$2,954 Total Fees$0 Lender Fees
 30 Years Fixed
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.775 Points$2,480 Points Fee
$3,180 Total Fees$700 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.325% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
Attention Wells Fargo customers: Special benefits and discounts available
$0 down payment for Veterans homebuying with a VA Loan
A trusted leader in home lending
Buying rural? $0 down USDA Loan Specialists
6.701% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.539 Points$1,725 Points Fee
$2,609 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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