Home Mortgage Loan Ratesin Illinois

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 01/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.995 Points$3,184 Points Fee
$3,184 Total Fees$0 Lender Fees
 30 Years Fixed
6.842% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.726 Points$2,323 Points Fee
$3,023 Total Fees$700 Lender Fees
 30 Years Fixed
6.936% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.621 Points$1,987 Points Fee
$1,987 Total Fees$0 Lender Fees
 30 Years Fixed
6.968% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.946 Points$3,027 Points Fee
$3,027 Total Fees$0 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Attention Wells Fargo customers: Special benefits and discounts available
0% down payment USDA Loan options
6.744% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.990 Points$3,168 Points Fee
$4,052 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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