Sort By:
Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/31/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.488% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,794 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.529% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.592% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.593 Points$1,898 Points Fee
|
$3,225 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
ADVERTISEMENT
| PenFed membership is open to everyone, including you. | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Idaho Cities Resource
Choose your city below to view local mortgage lenders in your area: