Home Mortgage Loan Ratesin Idaho

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.685% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.627 Points$2,006 Points Fee
$2,006 Total Fees$0 Lender Fees
 30 Years Fixed
6.720% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 30 Years Fixed
6.741% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.980 Points$3,136 Points Fee
$3,836 Total Fees$700 Lender Fees
 30 Years Fixed
6.770% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.966% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.924 Points$2,957 Points Fee
$2,957 Total Fees$0 Lender Fees
 30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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