Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 02/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.225% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.752 Points$2,406 Points Fee
$3,473 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.289% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,600 Total Fees$2,400 Lender Fees
 30 Years Fixed
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.251 Points$803 Points Fee
$2,403 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.322% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.450 Points$1,440 Points Fee
$2,430 Total Fees$990 Lender Fees
 30 Years Fixed
6.435% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.634 Points$2,029 Points Fee
$2,029 Total Fees$0 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.504% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,345 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.619% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.801 Points$2,563 Points Fee
$3,958 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.623% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.968 Points$3,098 Points Fee
$4,093 Total Fees$995 Lender Fees
 30 Years Fixed
6.655% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.683% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.567 Points$1,814 Points Fee
$6,114 Total Fees$4,300 Lender Fees
 30 Years Fixed
6.699% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.764 Points$2,445 Points Fee
$2,445 Total Fees$0 Lender Fees
 30 Years Fixed
6.702% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.583 Points$1,866 Points Fee
$2,566 Total Fees$700 Lender Fees
 30 Years Fixed
6.709% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.874 Points$2,797 Points Fee
$2,797 Total Fees$0 Lender Fees
 30 Years Fixed
6.741% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.844 Points$2,701 Points Fee
$3,876 Total Fees$1,175 Lender Fees
 30 Years Fixed
7.187% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
Attention Wells Fargo customers: Special benefits and discounts available
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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