Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 01/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.876 Points$2,803 Points Fee
$4,403 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$5,200 Total Fees$2,400 Lender Fees
 30 Years Fixed
6.455% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.526 Points$1,683 Points Fee
$2,750 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.900 Points$2,880 Points Fee
$3,875 Total Fees$995 Lender Fees
 30 Years Fixed
6.627% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,284 Total Fees$1,084 Lender Fees
 30 Years Fixed
6.630% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.930 Points$2,976 Points Fee
$4,339 Total Fees$1,363 Lender Fees
 30 Years Fixed
6.637% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.430 Points$1,376 Points Fee
$4,576 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.637% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.999 Points$3,197 Points Fee
$4,592 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.695% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.728 Points$2,330 Points Fee
$2,330 Total Fees$0 Lender Fees
 30 Years Fixed
6.713% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.909 Points$2,909 Points Fee
$2,909 Total Fees$0 Lender Fees
 30 Years Fixed
6.738% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.947 Points$3,030 Points Fee
$3,730 Total Fees$700 Lender Fees
 30 Years Fixed
6.853% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.690 Points$2,208 Points Fee
$3,383 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.866% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.881 Points$2,819 Points Fee
$3,814 Total Fees$995 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
Attention Wells Fargo customers: Special benefits and discounts available
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
"Unlock Your Dream Home with Us!"
6.744% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.981 Points$3,139 Points Fee
$4,023 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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