Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 02/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.111% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.993 Points$3,178 Points Fee
$4,245 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.950 Points$3,040 Points Fee
$4,030 Total Fees$990 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$3,200 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.583% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.972 Points$3,110 Points Fee
$3,110 Total Fees$0 Lender Fees
 30 Years Fixed
6.593% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.854 Points$2,733 Points Fee
$3,433 Total Fees$700 Lender Fees
 30 Years Fixed
6.615% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.647 Points$2,070 Points Fee
$4,023 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.823% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.847 Points$2,710 Points Fee
$2,710 Total Fees$0 Lender Fees
 30 Years Fixed
7.089% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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0% down payment USDA Loan options
Attention Wells Fargo customers: Special benefits and discounts available
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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