Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.237% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.890 Points$2,848 Points Fee
$3,915 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.550 Points$1,760 Points Fee
$2,010 Total Fees$250 Lender Fees
 30 Years Fixed
6.352% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.625% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.703% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.811 Points$2,595 Points Fee
$2,595 Total Fees$0 Lender Fees
 30 Years Fixed
6.709% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.654 Points$2,093 Points Fee
$2,793 Total Fees$700 Lender Fees
 30 Years Fixed
6.738% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.839 Points$2,685 Points Fee
$3,780 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.741% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.635 Points$2,032 Points Fee
$3,907 Total Fees$1,875 Lender Fees
 30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.838% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.533 Points$1,706 Points Fee
$2,881 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.841% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.939 Points$3,005 Points Fee
$3,005 Total Fees$0 Lender Fees
 30 Years Fixed
6.854% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.704 Points$2,253 Points Fee
$3,580 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
PenFed membership is open to everyone, including you.
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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