Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/21/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.357% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,635 Total Fees$1,235 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.625% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.648 Points$2,074 Points Fee
$4,164 Total Fees$2,090 Lender Fees
 30 Years Fixed
6.684% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.615 Points$1,968 Points Fee
$1,968 Total Fees$0 Lender Fees
 30 Years Fixed
6.767% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.916 Points$2,931 Points Fee
$4,884 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.953% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.573 Points$1,834 Points Fee
$2,534 Total Fees$700 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
6.736% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.898 Points$2,874 Points Fee
$3,758 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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