Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 02/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.254% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.876 Points$2,803 Points Fee
$4,403 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.282% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.975 Points$3,120 Points Fee
$5,437 Total Fees$2,317 Lender Fees
 30 Years Fixed
6.374% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$4,373 Total Fees$1,173 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.869 Points$2,781 Points Fee
$2,781 Total Fees$0 Lender Fees
 30 Years Fixed
6.504% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,345 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.553% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.656 Points$2,099 Points Fee
$2,099 Total Fees$0 Lender Fees
 30 Years Fixed
6.585% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.889 Points$2,845 Points Fee
$2,845 Total Fees$0 Lender Fees
 30 Years Fixed
6.593% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.854 Points$2,733 Points Fee
$3,433 Total Fees$700 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.943 Points$3,018 Points Fee
$4,013 Total Fees$995 Lender Fees
 30 Years Fixed
6.630% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.806 Points$2,579 Points Fee
$4,532 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.089% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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$0 down payment for Veterans homebuying with a VA Loan
Attention Wells Fargo customers: Special benefits and discounts available
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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