Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.312% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$6,506 Total Fees$3,306 Lender Fees
30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.894 Points$2,861 Points Fee
$4,256 Total Fees$1,395 Lender Fees
30 Years Fixed
6.516% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,745 Total Fees$1,945 Lender Fees
30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$3,275 Total Fees$75 Lender Fees
30 Years Fixed
6.616% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.992 Points$3,174 Points Fee
$3,874 Total Fees$700 Lender Fees
30 Years Fixed
6.693% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.709 Points$2,269 Points Fee
$2,269 Total Fees$0 Lender Fees
30 Years Fixed
6.742% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.839 Points$2,685 Points Fee
$4,012 Total Fees$1,327 Lender Fees
30 Years Fixed
6.750% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.933 Points$2,986 Points Fee
$4,161 Total Fees$1,175 Lender Fees
30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
6.970% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.964 Points$3,085 Points Fee
$3,085 Total Fees$0 Lender Fees
30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
PenFed membership is open to everyone, including you.
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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