Idaho Cities > Sandpoint
Sandpoint Home Equity Listing

Home Equity Loans & Lines of Credit Lenders in Sandpoint

ERATE® provides this page to help consumers locate home equity lenders covering Sandpoint. Our goal is to provide an extensive network of home equity lenders throughout the Sandpoint area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Home Equity Companies

"With a home equity line of credit (HELOC), you use the equity in your home to finance all sorts of ideas, like landscaping your lawn or putting a pizza oven on your patio." (from https://www.bannerbank.com/personal/loans/home-equity)

Sandpoint Financial Center
605 5th Avenue
Sandpoint, ID 83864

Toll Free: 1-800-272-9933

"Our customizable home equity line of credit options will help you take on a new project or consolidate your existing debt to reduce your monthly payments."

Sandpoint Branch
414 Church Street
Sandpoint, ID 83864

Toll Free: 1-877-272-3678

"A Home Equity Line of Credit allows you to access equity you have built in your home for whatever needs you may have. It's easy. By borrowing against the equity in your home, you create a line of credit that you control."

Sandpoint West Branch
1323 Highway 2
Sandpoint, ID 83864

Toll Free: 1-800-735-4371

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Sandpoint Branch
201 Main Street
Sandpoint, ID 83864

Toll Free: 800-US-BANKS

A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from https://www.washingtonfederal.com/blog/news-and-articles/2017/01/27/what-is-a-home-equity-line-of-credit)

Sandpoint Branch
405 North Second Avenue
Sandpoint, ID 83864

Toll Free: 1-800-324-9375

Home Equity Loan. Featuring a fixed interest rate and fixed monthly payment, home equity loans give you a one-time lump sum based on the equity of your home.

Sandpoint Branch
509 North 5th Avenue Suite 105
Sandpoint, ID 83864

Toll Free: 1-800-788-4578

Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.

Sandpoint Branch
320 North Fourth Avenue
Sandpoint, ID 83864

Toll Free: 1-888-667-1772

Sandpoint Branch
320 North Fourth Avenue
Sandpoint, ID 83864

Toll Free: 1-888-667-1772

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in ID

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