Home Refinance Loan Ratesin West Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.286% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.967 Points$3,094 Points Fee
$9,894 Total Fees$6,800 Lender Fees
30 Years Fixed
6.350% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.746 Points$2,387 Points Fee
$3,623 Total Fees$1,236 Lender Fees
30 Years Fixed
6.368% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.819 Points$2,621 Points Fee
$4,016 Total Fees$1,395 Lender Fees
30 Years Fixed
6.370% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.829 Points$2,653 Points Fee
$4,048 Total Fees$1,395 Lender Fees
30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
30 Years Fixed
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.603 Points$1,930 Points Fee
$3,424 Total Fees$1,494 Lender Fees
30 Years Fixed
Refinance to lower your rate
Low rates, quick quote & approval
A smarter way to get cash from your home
6.296% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.483 Points$1,546 Points Fee
$1,546 Total Fees$0 Lender Fees
30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in