Home Refinance Loan Ratesin West Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.868% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.858 Points$2,746 Points Fee
$4,141 Total Fees$1,395 Lender Fees
30 Years Fixed
5.960% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.888 Points$2,842 Points Fee
$7,466 Total Fees$4,624 Lender Fees
30 Years Fixed
6.086% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.612 Points$1,958 Points Fee
$2,953 Total Fees$995 Lender Fees
30 Years Fixed
6.163% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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