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Home Refinance Loan Ratesin West Virginia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/06/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.767% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.974 Points$3,117 Points Fee
|
$5,004 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.856% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.718 Points$2,298 Points Fee
|
$3,693 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.025% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.042% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.744 Points$2,381 Points Fee
|
$2,381 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.084% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.594 Points$1,901 Points Fee
|
$2,896 Total Fees$995 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.927% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.558 Points$1,786 Points Fee
|
$1,786 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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