Home Refinance Loan Ratesin West Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.139% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.749 Points$2,397 Points Fee
$9,197 Total Fees$6,800 Lender Fees
30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.843 Points$2,698 Points Fee
$4,093 Total Fees$1,395 Lender Fees
30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
30 Years Fixed
6.737% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.690 Points$2,208 Points Fee
$3,703 Total Fees$1,495 Lender Fees
30 Years Fixed
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Refinance to lower your rate
6.179% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.572 Points$1,830 Points Fee
$1,830 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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