Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.415% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$5,706 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.513% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$4,650 Total Fees$2,650 Lender Fees
 30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.622 Points$1,990 Points Fee
$3,000 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.615% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$3,894 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.642% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,745 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.741% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.895 Points$2,864 Points Fee
$3,959 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.769% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.722 Points$2,310 Points Fee
$9,093 Total Fees$6,783 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.626 Points$2,003 Points Fee
$2,703 Total Fees$700 Lender Fees
 30 Years Fixed
6.892% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.915 Points$2,928 Points Fee
$4,678 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.932% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.089% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
 30 Years Fixed
7.213% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.870 Points$2,784 Points Fee
$2,982 Total Fees$198 Lender Fees
 30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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