Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.757 Points$2,422 Points Fee
$3,432 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.603% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.964 Points$3,085 Points Fee
$3,785 Total Fees$700 Lender Fees
 30 Years Fixed
6.621% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.923 Points$2,954 Points Fee
$4,049 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.838% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.908 Points$2,906 Points Fee
$2,906 Total Fees$0 Lender Fees
 30 Years Fixed
7.075% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.849 Points$2,717 Points Fee
$2,915 Total Fees$198 Lender Fees
 30 Years Fixed
7.325% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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