Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.324% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.753 Points$2,410 Points Fee
$2,510 Total Fees$100 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$3,200 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.740 Points$2,368 Points Fee
$3,627 Total Fees$1,259 Lender Fees
 30 Years Fixed
6.391% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.504% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,325 Total Fees$1,125 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,395 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.631% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.810 Points$2,592 Points Fee
$4,545 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.678% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.544 Points$1,741 Points Fee
$1,741 Total Fees$0 Lender Fees
 30 Years Fixed
6.716% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.631 Points$2,019 Points Fee
$3,014 Total Fees$995 Lender Fees
 30 Years Fixed
6.835% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.876 Points$2,803 Points Fee
$2,803 Total Fees$0 Lender Fees
 30 Years Fixed
7.071% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.221% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.959 Points$3,069 Points Fee
$3,069 Total Fees$0 Lender Fees
 30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
"Unlock Your Dream Home with Us!"
Refi from your sofa. It’s surprisingly simple.
0% down payment USDA Loan options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in