Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.128% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$3,200 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.402% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,145 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.832 Points$2,662 Points Fee
$2,662 Total Fees$0 Lender Fees
 30 Years Fixed
6.491% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.905 Points$2,896 Points Fee
$3,891 Total Fees$995 Lender Fees
 30 Years Fixed
6.515% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.917 Points$2,934 Points Fee
$4,887 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.590% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.941 Points$3,011 Points Fee
$3,011 Total Fees$0 Lender Fees
 30 Years Fixed
6.596% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.882 Points$2,822 Points Fee
$3,522 Total Fees$700 Lender Fees
 30 Years Fixed
6.625% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.958 Points$3,066 Points Fee
$4,161 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.684% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.609 Points$1,949 Points Fee
$1,949 Total Fees$0 Lender Fees
 30 Years Fixed
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.797% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.444 Points$1,421 Points Fee
$5,721 Total Fees$4,300 Lender Fees
 30 Years Fixed
7.054% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.645 Points$2,064 Points Fee
$2,064 Total Fees$0 Lender Fees
 30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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