Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.749% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.989 Points$3,165 Points Fee
$4,453 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.761% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.873% APR 5.750% Rate 35 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,290 Total Fees$1,490 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.834 Points$2,669 Points Fee
$3,964 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.992% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.861 Points$2,755 Points Fee
$4,050 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.945 Points$3,024 Points Fee
$4,419 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.042% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.052% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.663 Points$2,122 Points Fee
$2,122 Total Fees$0 Lender Fees
 30 Years Fixed
6.059% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.745 Points$2,384 Points Fee
$2,384 Total Fees$0 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.222% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.820 Points$2,624 Points Fee
$3,324 Total Fees$700 Lender Fees
 30 Years Fixed
6.227% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,603 Total Fees$1,203 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
REFI, HELOC, & Home Equity Loan Options
Refi from your sofa. It’s surprisingly simple.
5.921% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$1,600 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in