Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/08/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.840% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.798 Points$2,554 Points Fee
$3,149 Total Fees$595 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.000% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.954 Points$3,053 Points Fee
$4,348 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.075% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.910 Points$2,912 Points Fee
$2,912 Total Fees$0 Lender Fees
 30 Years Fixed
6.092% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.550 Points$1,760 Points Fee
$3,155 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.787 Points$2,518 Points Fee
$3,218 Total Fees$700 Lender Fees
 30 Years Fixed
7.072% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.829 Points$2,653 Points Fee
$2,653 Total Fees$0 Lender Fees
 30 Years Fixed
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5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.839 Points$2,685 Points Fee
$2,685 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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