Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.094% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.490 Points$1,568 Points Fee
$3,563 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.119% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.127% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,375 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.127% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.475 Points$1,520 Points Fee
$4,588 Total Fees$3,068 Lender Fees
 30 Years Fixed
6.269% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.782 Points$2,502 Points Fee
$9,302 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.335% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.895 Points$2,864 Points Fee
$2,864 Total Fees$0 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.919 Points$2,941 Points Fee
$4,336 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.382% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.996 Points$3,187 Points Fee
$4,482 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.674 Points$2,157 Points Fee
$3,689 Total Fees$1,532 Lender Fees
 30 Years Fixed
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.602 Points$1,926 Points Fee
$3,420 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.488% APR 6.374% Rate 30 day rate lock $1,997 Payment per month
0.850 Points$2,720 Points Fee
$3,908 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.744% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.763 Points$2,442 Points Fee
$3,937 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.289% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.415 Points$1,328 Points Fee
$1,328 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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