Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.818 Points$2,618 Points Fee
$2,618 Total Fees$0 Lender Fees
 30 Years Fixed
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.691 Points$2,211 Points Fee
$3,961 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,395 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.528% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,145 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.556% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.437 Points$1,398 Points Fee
$2,408 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.572% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.856 Points$2,739 Points Fee
$2,739 Total Fees$0 Lender Fees
 30 Years Fixed
6.580% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.945 Points$3,024 Points Fee
$3,024 Total Fees$0 Lender Fees
 30 Years Fixed
6.704% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.597 Points$1,910 Points Fee
$2,610 Total Fees$700 Lender Fees
 30 Years Fixed
6.722% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.723% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.703 Points$2,250 Points Fee
$3,245 Total Fees$995 Lender Fees
 30 Years Fixed
6.930% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.973% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.075% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.857 Points$2,742 Points Fee
$2,940 Total Fees$198 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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