Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/22/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.790% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.956 Points$3,059 Points Fee
$5,459 Total Fees$2,400 Lender Fees
5 Years ARM
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8.126% APR 8.000% Rate 45 day rate lock $2,349 Payment per month
0.955 Points$3,056 Points Fee
$3,940 Total Fees$884 Lender Fees
5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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