Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.528% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,145 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.556% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.437 Points$1,398 Points Fee
$2,408 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 30 Years Fixed
6.694% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.714 Points$2,285 Points Fee
$2,285 Total Fees$0 Lender Fees
 30 Years Fixed
6.727% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.833 Points$2,666 Points Fee
$3,366 Total Fees$700 Lender Fees
 30 Years Fixed
6.810% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.617 Points$1,974 Points Fee
$1,974 Total Fees$0 Lender Fees
 30 Years Fixed
6.930% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.973% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.086% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.964 Points$3,085 Points Fee
$3,283 Total Fees$198 Lender Fees
 30 Years Fixed
7.091% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.920 Points$2,944 Points Fee
$2,944 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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