Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/03/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.136% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.979 Points$3,133 Points Fee
$4,733 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.314% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.678 Points$2,170 Points Fee
$2,170 Total Fees$0 Lender Fees
 30 Years Fixed
6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.603 Points$1,930 Points Fee
$1,930 Total Fees$0 Lender Fees
 30 Years Fixed
6.603% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.960 Points$3,072 Points Fee
$3,772 Total Fees$700 Lender Fees
 30 Years Fixed
6.610% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.838 Points$2,682 Points Fee
$3,677 Total Fees$995 Lender Fees
 30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
6.489% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.953 Points$3,050 Points Fee
$3,934 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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