Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/11/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.438% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.418 Points$1,338 Points Fee
$2,348 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.590% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.830 Points$2,656 Points Fee
$3,356 Total Fees$700 Lender Fees
 30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.874 Points$2,797 Points Fee
$2,995 Total Fees$198 Lender Fees
 30 Years Fixed
6.971% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.973 Points$3,114 Points Fee
$3,114 Total Fees$0 Lender Fees
 30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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