Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.632% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.738% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.925 Points$2,960 Points Fee
$3,970 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.754% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$4,468 Total Fees$1,668 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$2,775 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.851% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.489 Points$1,565 Points Fee
$3,315 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.852% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.612 Points$1,958 Points Fee
$3,353 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.858% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$3,545 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.866% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$3,795 Total Fees$995 Lender Fees
 30 Years Fixed
6.906% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.313 Points$1,002 Points Fee
$1,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.933% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.593 Points$1,898 Points Fee
$1,898 Total Fees$0 Lender Fees
 30 Years Fixed
6.965% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.693 Points$2,218 Points Fee
$2,918 Total Fees$700 Lender Fees
 30 Years Fixed
7.058% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.689 Points$2,205 Points Fee
$2,205 Total Fees$0 Lender Fees
 30 Years Fixed
7.325% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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6.950% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.510 Points$1,632 Points Fee
$2,516 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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