Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.602% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.922 Points$2,950 Points Fee
$3,960 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.839% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.917 Points$2,934 Points Fee
$2,934 Total Fees$0 Lender Fees
 30 Years Fixed
6.860% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.909 Points$2,909 Points Fee
$3,609 Total Fees$700 Lender Fees
 30 Years Fixed
7.047% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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