Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/11/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.047% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.087% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.565 Points$1,808 Points Fee
$2,807 Total Fees$999 Lender Fees
 30 Years Fixed
7.099% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.888 Points$2,842 Points Fee
$3,542 Total Fees$700 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
7.455% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.788 Points$2,522 Points Fee
$2,522 Total Fees$0 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
0% down payment USDA Loan options
7.082% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.586 Points$1,875 Points Fee
$2,759 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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