Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.059% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,506 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.139% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.290% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.627 Points$2,006 Points Fee
$5,814 Total Fees$3,808 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.550 Points$1,760 Points Fee
$2,810 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.600 Points$1,920 Points Fee
$2,820 Total Fees$900 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.863 Points$2,762 Points Fee
$3,772 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.604 Points$1,933 Points Fee
$1,933 Total Fees$0 Lender Fees
 30 Years Fixed
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$3,600 Total Fees$1,200 Lender Fees
 30 Years Fixed
6.485% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.940 Points$3,008 Points Fee
$3,708 Total Fees$700 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.848 Points$2,714 Points Fee
$4,077 Total Fees$1,363 Lender Fees
 30 Years Fixed
6.569% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.820 Points$2,624 Points Fee
$2,624 Total Fees$0 Lender Fees
 30 Years Fixed
6.579% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.514 Points$1,645 Points Fee
$2,740 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.646% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.976 Points$3,123 Points Fee
$4,873 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.656% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.715% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.906 Points$2,899 Points Fee
$7,199 Total Fees$4,300 Lender Fees
 30 Years Fixed
6.810% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.615 Points$1,968 Points Fee
$1,968 Total Fees$0 Lender Fees
 30 Years Fixed
6.960% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.855 Points$2,736 Points Fee
$2,934 Total Fees$198 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
8.087% APR 7.990% Rate 30 day rate lock $2,346 Payment per month
0.926 Points$2,963 Points Fee
$2,963 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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