Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/09/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.371% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.478% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$3,494 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.507% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.951 Points$3,043 Points Fee
$4,438 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.580% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.934 Points$2,989 Points Fee
$2,989 Total Fees$0 Lender Fees
 30 Years Fixed
6.633% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.889 Points$2,845 Points Fee
$4,840 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.647% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.382 Points$1,222 Points Fee
$5,005 Total Fees$3,783 Lender Fees
 30 Years Fixed
6.655% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.698% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.768 Points$2,458 Points Fee
$2,458 Total Fees$0 Lender Fees
 30 Years Fixed
6.707% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$2,700 Total Fees$700 Lender Fees
 30 Years Fixed
6.730% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.718 Points$2,298 Points Fee
$3,625 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.836% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.516 Points$1,651 Points Fee
$2,826 Total Fees$1,175 Lender Fees
 30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
PenFed membership is open to everyone, including you.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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