Home Mortgage Loan Ratesin Maryland

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.150% APR 6.000% Rate 15 day rate lock $1,919 Payment per month
0.995 Points$3,184 Points Fee
$5,179 Total Fees$1,995 Lender Fees
30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
30 Years Fixed
6.377% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.912 Points$2,918 Points Fee
$4,313 Total Fees$1,395 Lender Fees
30 Years Fixed
6.443% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.718 Points$2,298 Points Fee
$2,298 Total Fees$0 Lender Fees
30 Years Fixed
6.483% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.918 Points$2,938 Points Fee
$3,638 Total Fees$700 Lender Fees
30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.979 Points$3,133 Points Fee
$4,228 Total Fees$1,095 Lender Fees
30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
6.824% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.756 Points$2,419 Points Fee
$2,419 Total Fees$0 Lender Fees
30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
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$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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