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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 01/29/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.476% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,573 Total Fees$1,173 Lender Fees
|
30 Years Fixed | |
|
6.485% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.825 Points$2,640 Points Fee
|
$3,690 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.490% Rate 15 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$0 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.561% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.638 Points$2,042 Points Fee
|
$2,042 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.584% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.987 Points$3,158 Points Fee
|
$3,158 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.618% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,945 Total Fees$1,945 Lender Fees
|
30 Years Fixed | |
|
6.627% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.886 Points$2,835 Points Fee
|
$4,230 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.695% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.722 Points$2,310 Points Fee
|
$2,310 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.703% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.803 Points$2,570 Points Fee
|
$2,570 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.706% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.616 Points$1,971 Points Fee
|
$2,671 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.721% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.685 Points$2,192 Points Fee
|
$3,187 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.756% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.999 Points$3,197 Points Fee
|
$4,372 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.833% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.857 Points$2,742 Points Fee
|
$2,742 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.225% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Attention Wells Fargo customers: Special benefits and discounts available | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| 0% down payment USDA Loan options | ||||||
Ally Bank |
6.710% APR | 6.625% Rate 45 day rate lock | $2,049 Payment per month |
0.628 Points$2,010 Points Fee
|
$2,894 Total Fees$884 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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