Home Mortgage Loan Ratesin Georgia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/12/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.260% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.880 Points$2,816 Points Fee
$4,691 Total Fees$1,875 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,173 Total Fees$1,173 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.369% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.825 Points$2,640 Points Fee
$4,035 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.439% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.668 Points$2,138 Points Fee
$2,138 Total Fees$0 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.463% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.922 Points$2,950 Points Fee
$2,950 Total Fees$0 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.675 Points$2,160 Points Fee
$3,224 Total Fees$1,064 Lender Fees
 30 Years Fixed
6.479% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.472 Points$1,510 Points Fee
$3,510 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.851 Points$2,723 Points Fee
$3,818 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.567% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.580 Points$1,856 Points Fee
$2,556 Total Fees$700 Lender Fees
 30 Years Fixed
6.585% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.817% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.691 Points$2,211 Points Fee
$2,211 Total Fees$0 Lender Fees
 30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Georgia homebuyers and homeowners looking to refinance have access to a variety of mortgage lenders offering competitive home loan rates. Whether you're a first-time homebuyer, looking to upgrade, or seeking to refinance your existing mortgage, you can find a range of loan options to suit your needs and financial situation. When comparing home mortgage loan rates in Georgia, it's essential to consider factors such as loan type (fixed-rate or adjustable-rate), loan term, down payment, and credit score, as these can all impact the interest rates and terms you qualify for. Shopping around and comparing offers from multiple lenders, including local banks, credit unions, and online lenders, can help you find the most competitive mortgage rates in Georgia. Working with experienced mortgage professionals and carefully evaluating your options can help ensure that you secure the best home loan rates available, making your homeownership dreams a reality in Georgia.