Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.070% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.100% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,450 Total Fees$250 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.354% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.775 Points$2,480 Points Fee
$3,530 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.500% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.566% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.794 Points$2,541 Points Fee
$2,541 Total Fees$0 Lender Fees
 30 Years Fixed
6.579% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.714 Points$2,285 Points Fee
$2,985 Total Fees$700 Lender Fees
 30 Years Fixed
6.586% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.660 Points$2,112 Points Fee
$3,207 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.749 Points$2,397 Points Fee
$3,724 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.608% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.869 Points$2,781 Points Fee
$3,956 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.610% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.595 Points$1,904 Points Fee
$3,857 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.819% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.708 Points$2,266 Points Fee
$2,266 Total Fees$0 Lender Fees
 30 Years Fixed
6.826% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.753 Points$2,410 Points Fee
$6,710 Total Fees$4,300 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
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$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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