Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/21/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.509 Points$1,629 Points Fee
$2,696 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,284 Total Fees$1,084 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.982 Points$3,142 Points Fee
$3,142 Total Fees$0 Lender Fees
 30 Years Fixed
6.738% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.604 Points$1,933 Points Fee
$3,808 Total Fees$1,875 Lender Fees
 30 Years Fixed
6.762% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.916 Points$2,931 Points Fee
$4,531 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.841% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.931 Points$2,979 Points Fee
$2,979 Total Fees$0 Lender Fees
 30 Years Fixed
6.955% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.592 Points$1,894 Points Fee
$2,594 Total Fees$700 Lender Fees
 30 Years Fixed
7.325% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
Buying rural? $0 down USDA Loan Specialists
$0 down payment for Veterans homebuying with a VA Loan
6.745% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.991 Points$3,171 Points Fee
$4,055 Total Fees$884 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in