Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 02/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.212% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.614 Points$1,965 Points Fee
$3,032 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.751 Points$2,403 Points Fee
$4,003 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.950 Points$3,040 Points Fee
$4,030 Total Fees$990 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.266% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$4,800 Total Fees$2,400 Lender Fees
 30 Years Fixed
6.270% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.850 Points$2,720 Points Fee
$5,037 Total Fees$2,317 Lender Fees
 30 Years Fixed
6.305% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$1,850 Total Fees$250 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.362% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,973 Total Fees$1,173 Lender Fees
 30 Years Fixed
6.402% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,145 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.869 Points$2,781 Points Fee
$2,781 Total Fees$0 Lender Fees
 30 Years Fixed
6.534% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.675 Points$2,160 Points Fee
$5,360 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.585% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.889 Points$2,845 Points Fee
$2,845 Total Fees$0 Lender Fees
 30 Years Fixed
6.593% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.854 Points$2,733 Points Fee
$3,433 Total Fees$700 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 30 Years Fixed
6.604% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.654 Points$2,093 Points Fee
$3,488 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.943 Points$3,018 Points Fee
$4,013 Total Fees$995 Lender Fees
 30 Years Fixed
6.629% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.796 Points$2,547 Points Fee
$4,500 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.720% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.089% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Attention Wells Fargo customers: Special benefits and discounts available
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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