Sort By:
Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 02/21/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.476% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,573 Total Fees$1,173 Lender Fees
|
30 Years Fixed | |
|
6.526% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.958 Points$3,066 Points Fee
|
$5,066 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.548% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.825 Points$2,640 Points Fee
|
$5,840 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.559% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.715 Points$2,288 Points Fee
|
$2,288 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.596% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.696 Points$2,227 Points Fee
|
$3,291 Total Fees$1,064 Lender Fees
|
30 Years Fixed | |
|
6.604% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.654 Points$2,093 Points Fee
|
$3,488 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.699% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.764 Points$2,445 Points Fee
|
$2,445 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.702% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.583 Points$1,866 Points Fee
|
$2,566 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.782% APR | 6.625% Rate 45 day rate lock | $2,049 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.187% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,000 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Attention Wells Fargo customers: Special benefits and discounts available | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
ADVERTISEMENT
| 0% down payment USDA Loan options | ||||||
ADVERTISEMENT
| Find answers to your mortgage questions | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Alabama Cities Resource
Choose your city below to view local mortgage lenders in your area: