New York Home Equity Loan - 15 YearsNY Current Home Equity Rates

Current home equity loan rates in New York - Fifteen Year Loan

(Last Updated: 11/17/2024)
Home Equity Lenders
APR
Rate
Monthly Payment
 Contact details
As low as 8.25% APR on your initial draw*
Conditions:
1. APRs for initial advances range from 8.25% to 18.00% based on funded HELOCs as of September 2024. Your actual rate will depend on many factors such as your credit history, loan-to-value ratio, line amount, loan term, lien position, and property state. The lowest rates are only available to the most qualified applicants. The APR is variable, but the APR that will apply to each draw will be fixed on the date the draw is made. 2. As of October 2024, 10% of funded HELOCs achieved a closing timeline of 6 days or less and a funding timeline of 10 days or less. This timeline assumes consumers close with our remote online notary, provide supporting documentation promptly, and ensure the information provided is accurate and consistent with our verification process. Delays, discrepancies, and other unforeseen factors may impact the closing timeline. MBA’s 2024 Home Lending Study reports an average industry closing time of 31 days. 3. A Home Equity Line of Credit has a variable rate. The APR may change, but the APR that will apply to each draw will be fixed on the date the draw is made. Your APR will be the Prime Rate at the time of draw plus a margin fixed for the life of the HELOC.
  • As low as 8.25% APR on your initial draw*
  • Get your money up to 5x faster than the industry standard*
  • Fixed rate on each draw*
  • No paperwork needed to apply
7.250% APR 7.250% Rate $913 Est. Payment per month
8.000% APR 8.000% Rate $956 Est. Payment per month
7.740% APR 7.740% Rate $941 Est. Payment per month
7.290% APR 7.290% Rate $916 Est. Payment per month
8.250% APR 8.250% Rate $971 Est. Payment per month
7.500% APR 7.500% Rate $928 Est. Payment per month
8.000% APR 8.000% Rate $956 Est. Payment per month
15.681% APR 15.620% Rate $1,443 Est. Payment per month
7.000% APR 7.000% Rate $899 Est. Payment per month
7.750% APR 7.750% Rate $942 Est. Payment per month
8.790% APR 8.790% Rate $1,002 Est. Payment per month
9.250% APR 9.250% Rate $1,030 Est. Payment per month
8.200% APR 8.200% Rate $968 Est. Payment per month
7.125% APR 7.125% Rate $906 Est. Payment per month
7.500% APR 7.500% Rate $928 Est. Payment per month
7.500% APR 7.500% Rate $928 Est. Payment per month
8.990% APR 8.990% Rate $1,014 Est. Payment per month
6.160% APR 6.160% Rate $853 Est. Payment per month
7.860% APR 7.860% Rate $948 Est. Payment per month
7.250% APR 7.250% Rate $913 Est. Payment per month
9.000% APR 9.000% Rate $1,015 Est. Payment per month
8.500% APR 8.500% Rate $985 Est. Payment per month
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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