New York Home Equity Loan - 10 YearsNY Current Home Equity Rates

Current home equity loan rates in New York - Ten Year Loan

(Last Updated: 12/17/2024)
Home Equity Lenders
APR
Rate
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As low as 8.25% APR on your initial draw*
Conditions:
1. APRs for initial advances range from 8.25% to 18.00% based on funded HELOCs as of September 2024. Your actual rate will depend on many factors such as your credit history, loan-to-value ratio, line amount, loan term, lien position, and property state. The lowest rates are only available to the most qualified applicants. The APR is variable, but the APR that will apply to each draw will be fixed on the date the draw is made. 2. As of October 2024, 10% of funded HELOCs achieved a closing timeline of 6 days or less and a funding timeline of 10 days or less. This timeline assumes consumers close with our remote online notary, provide supporting documentation promptly, and ensure the information provided is accurate and consistent with our verification process. Delays, discrepancies, and other unforeseen factors may impact the closing timeline. MBA’s 2024 Home Lending Study reports an average industry closing time of 31 days. 3. A Home Equity Line of Credit has a variable rate. The APR may change, but the APR that will apply to each draw will be fixed on the date the draw is made. Your APR will be the Prime Rate at the time of draw plus a margin fixed for the life of the HELOC.
  • As low as 8.25% APR on your initial draw*
  • Get your money up to 5x faster than the industry standard*
  • Fixed rate on each draw*
  • No paperwork needed to apply
7.000% APR 7.000% Rate $1,162 Est. Payment per month
7.740% APR 7.740% Rate $1,200 Est. Payment per month
7.490% APR 7.490% Rate $1,187 Est. Payment per month
7.460% APR 7.460% Rate $1,185 Est. Payment per month
8.250% APR 8.250% Rate $1,227 Est. Payment per month
7.240% APR 7.240% Rate $1,174 Est. Payment per month
7.600% APR 7.600% Rate $1,193 Est. Payment per month
15.659% APR 15.580% Rate $1,650 Est. Payment per month
7.300% APR 7.300% Rate $1,177 Est. Payment per month
8.690% APR 8.690% Rate $1,251 Est. Payment per month
9.125% APR 9.125% Rate $1,274 Est. Payment per month
7.900% APR 7.900% Rate $1,208 Est. Payment per month
9.585% APR 9.585% Rate $1,299 Est. Payment per month
6.625% APR 6.625% Rate $1,142 Est. Payment per month
7.250% APR 7.250% Rate $1,175 Est. Payment per month
7.375% APR 7.375% Rate $1,181 Est. Payment per month
8.490% APR 8.490% Rate $1,240 Est. Payment per month
5.910% APR 5.910% Rate $1,106 Est. Payment per month
7.610% APR 7.610% Rate $1,193 Est. Payment per month
6.750% APR 6.750% Rate $1,149 Est. Payment per month
8.900% APR 8.900% Rate $1,262 Est. Payment per month
8.250% APR 8.250% Rate $1,227 Est. Payment per month
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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