Home Mortgage Loan Ratesin Georgia

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.039% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.779 Points$2,493 Points Fee
$9,693 Total Fees$7,200 Lender Fees
 30 Years FixedFHA Loan
7.069% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$10,795 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.376% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.957 Points$3,062 Points Fee
$8,662 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.706% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.676 Points$2,163 Points Fee
$7,763 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.749% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.922 Points$2,950 Points Fee
$9,250 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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