For the 20 metro areas surveyed, Minneapolis and Boston have good scores while Dallas and Houston need some credit repair.
According to creditreport.com, the FICO scores drastically change from state to state. Below is the a table of the average credit scores in all 50 states.
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METRO AREA |
SCORE |
METRO AREA |
SCORE |
Minneapolis |
705 |
Detroit |
675 |
Boston |
704 |
Denver |
674 |
Washington |
691 |
Tampa |
672 |
Cleveland |
689 |
Miami |
671 |
Seattle |
688 |
Orlando |
671 |
New York |
686 |
Los Angeles |
668 |
Philadelphia |
686 |
Atlanta |
667 |
San Francisco |
685 |
Phoenix |
657 |
Chicago |
679 |
Houston |
652 |
Sacramento |
676 |
Dallas |
650 |
Note: Experian collects data monthly from a representative sample of 3 million U.S. consumers' credit profiles. Credit scores are for February 2005. Further details can be found at www.NationalScoreIndex.com.
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