California Cities > Saratoga
Saratoga Deposit Provider Listing
List of Banks and Institutions Providing Deposits in Saratoga, California
ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Saratoga. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Saratoga area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.
Current Certificate of Deposit rates in California
| Deposit Provider Companies |
|---|
"Find the CD account to help with your savings goal"
Saratoga Branch
Toll Free: 1-800-432-1000 Bank of America in the News |
"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)
18860 Cox Avenue
Toll Free: 1-844-777-2689 |
"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)
Big Basin & Saratoga Los Gatos Banking Center Branch
Toll Free: 1-888-342-4273
Saratoga Branch
Toll Free: 1-888-342-4273 |
"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)
Saratoga Branch
Toll Free: 1-800-374-9700 |
Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)
Saratoga Branch
Toll Free: 800-589-1400 Comerica Bank in the News |
"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )
Saratoga Branch
Toll Free: 1-800-869-3557 |
Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.
Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.
- Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
- Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)
Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.
- Deposit Accounts: Beyond Savings, Beginning Investing
- Deposit Accounts: CD Laddering
- Deposit Accounts: 5 Tips
to Build Your Savings - Understanding Checking Accounts
- Deposit Accounts: Types of CDs
- Understanding Money Market Accounts
- Understanding Certificates of Deposit
- Understanding Savings Accounts
- Types of Savings Accounts
- Understanding Stocks
- Understanding Bonds
- Types of CDs - Options
- CDs - Smart & Safe Investments
- CDs - Investment Strategies
- Shopping for a CD
- The Limitations of FDIC Insurance
- Protecting Your Cash
- Deposit Rates Dropping: What Should You Do?
- Coming out of CD fixed rate environment to Muni Bonds
- Kick the Coffee & Save Money
- Want an iPad? Start Saving Now
- Use Your Tax Refund To Build Your Wealth
- What's the Best I Can Do With $5,000?
- To Save, Give Up Unnecessary Spending For Lent
- In Low Rate Environment, Short Term Certificates of Deposit (CDs) May Be the Best Bet
- Use Your Tax Refund to Fortify Your Home, Credit, or Savings
- Celebrate 'Financial Literacy Month'... frugally