California Cities > Orinda
Orinda Deposit Provider Listing

Best CD Rates in Orinda | Savings, Deposits, IRA, Checking Accounts

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Orinda. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Orinda area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Orinda Branch 31 Orinda Way Orinda, CA 94563 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Bank of the West "CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html) 21 Moraga Way Orinda, CA 94563 Toll Free: 1-844-777-2689
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Orinda North 37 Orinda Way Orinda, CA 94563 Toll Free: 1-800-374-9700
First Republic Bank "Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest." Orinda Branch 224 Brookwood Road Orinda, CA 94563 Toll Free: 1-888-408-0288
Mechanics Bank Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future." Orinda Branch 77 Moraga Way Orinda, CA 94563 Toll Free: 800.797.6324
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Orinda Branch 80 Moraga Way Orinda, CA 94563 Toll Free: 1-800-869-3557 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA