California Cities > Folsom
Folsom Deposit Provider Listing
Savings Accounts in Folsom | Banks Deposit Rates
ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Folsom. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Folsom area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.
Current Certificate of Deposit rates in California
| Deposit Provider Companies |
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"Find the CD account to help with your savings goal"
Empire Ranch Branch
Toll Free: 1-800-432-1000
Folsom Branch
Toll Free: 1-800-432-1000
Palladio Branch
Toll Free: 1-800-432-1000 Bank of America in the News |
"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)
1000 East Bidwell Street
Toll Free: 1-844-777-2689 |
"Certificates of Deposits provide the highest return on your insured savings."
Folsom Branch
Toll Free: 1-866-722-5110 |
"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)
Folsom - Broadstone Branch
Toll Free: 1-888-342-4273
Folsom Branch
Toll Free: 1-888-342-4273 |
"For funds that you're not going to use right away, CDs are a great way to save." Folsom Branch
Toll Free: 1.888.323.4732 |
Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate) Prairie City Phone Number: (916) 732-2900 Folsom Phone Number: (916) 732-2900 |
Share Certificates - "Similar to a certificate of deposit (CD), secure earnings with a guaranteed return."
Folsom Phone Number: (916) 817-6140 |
"High rates & unlimited deposits"
Branch Office Phone Number: 1-916-893-1851 |
"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)
Folsom Branch
Toll Free: 1-866-283-8092
Folsom Intel Campus Branch
Toll Free: 1-866-283-8092
Iron Point Gateway Office
Toll Free: 1-866-283-8092 |
"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )
Empire Ranch Branch
Toll Free: 1-800-869-3557
Folsom Branch
Toll Free: 1-800-869-3557
Folsom West Branch
Toll Free: 1-800-869-3557 |
Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.
Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.
- Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
- Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)
Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.
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