California Cities > Encinitas
Encinitas Home Equity Listing

Home Equity Loans & Lines of Credit Lenders in Encinitas

ERATE® provides this page to help consumers locate home equity lenders covering Encinitas. Our goal is to provide an extensive network of home equity lenders throughout the Encinitas area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates in California

Home Equity Companies
Bank of America A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com) Rancho Encinitas Branch 1340 Encinitas Boulevard Encinitas, CA 92024 Toll Free: 1-866-290-4674 Bank of America in the News Bank of America sued for overdraft fees on one-time charges (1/3/20) Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19) Are Muslim-owned accounts being singled out by big banks ? (12/17/18)
California Bank & Trust When you decide to put the equity in your home to work, California Bank & Trust can help. Our Home Equity Lines of Credit offer flexible loan amounts and repayment terms, which can make this a smart time to take advantage of a promising opportunity, tackle a new project, or simply consolidate debt. (from calbanktrust.com) Encinitas Branch 135 Saxony Road Encinitas, CA 92024 Toll Free: (800) 429-7685
California Coast Credit Union " Build that outdoor deck, remodel your kitchen, fix that leaking roof. It's easy with a low introductory rate on a line of credit or a fixed-rate loan." Encinitas 429 Santa Fe Dr Encinitas, CA 92024 Phone Number: 1-858-495-1676 Toll Free: 1-877-495-1600
Chase Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity El Camino Real & Leucadia Banking Center El Camino Real & Leucadia Banking Center 1080 North El Camino Real Encinitas, CA 92024 Toll Free: 1-888-342-4273 Encinitas Branch 105 North El Camino Real Encinitas, CA 92024 Toll Free: 1-888-342-4273
Citibank A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S) Encinitas Encinitas 113-A North El Camino Real Encinitas, CA 92024 Toll Free: 1-877-362-9100 Citibank in the News Norwalk official: Citibank correcting blight conditions at Wall Street Place (11/27/18)
Comerica Bank Use your home to your advantage with a home equity line of credit. Encinitas Branch 110 S. El Camino Real Encinitas, CA 92024 Toll Free: 855.451.9201
Mission Federal Credit Union "Mission Fed is proud to offer lower interest rates and fewer fees on Home Equity Lines of Credit to help you keep your costs down." Encinitas 294 N El Camino Real Encinitas, CA 92024 Phone Number: 1-858-524-2850 Toll Free: 1-800-500-6328
Navy Federal Credit Union Our Interest-Only Fixed-Rate Equity Loan makes budgeting a snap. You begin with low interest-only payments, then move to principal-and-interest payments starting the sixth year. (from https://www.navyfederal.org/products-services/loans/equity/equity.php) Encinitas Encinitas 260 N El Camino Real Encinitas, CA 92024 Toll Free: (888) 842-6328
New American Funding Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99 Encinitas 662 Encinitas Blvd, suite 201 Encinitas, CA 92024 Toll Free: 800-890-1057
Pacific Premier Bank Convert your home equity into a line of credit that you can use for a variety of purposes. (from https://www.ppbi.com/personal-banking/personal-loans.html) Encinitas Branch 781 Garden View Court, Suite 100 Encinitas, CA 92024 Phone Number: 949.864.8000 Toll Free: 888.388.5433
Pacific Western Bank Several financing options including Home Equity Line of Credit Encinitas Branch 191 N El Camino Real, Suite 202 Encinitas, CA 92024 Phone Number: 1-310-887-8500 Toll Free: 1-800-350-3557
San Diego County Credit Union "Using the value of your home couldn't be easier or more affordable. With no annual or maintenance fees, a HELOC can be an easy, affordable way to finance home improvement projects." (from https://www.sdccu.com/mortgage-loans/home-equity-loans) Encinitas 501 N El Camino Real Encinitas, CA 92024 Toll Free: (877) 732-2848
U.S. Bank Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/) Encinitas - 131 North El Camino Real Branch 131 N El Camino Real Encinitas, CA 92024 Toll Free: 800-US-BANKS Encinitas Branch 1074 North El Camino Real Encinitas, CA 92024 Toll Free: 800-US-BANKS Encinitas Santa Fe Drive Branch 485 Santa Fe Drive Encinitas, CA 92024 Toll Free: 800-US-BANKS
Union Bank Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp) East Encinitas Branch 247 North El Camino Real Encinitas, CA 92024 Toll Free: 1-866-UBLOANS Encinitas Branch 200 W D Street Encinitas, CA 92024 Toll Free: 1-866-UBLOANS
Wells Fargo Bank Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/) Encinitas Branch 276a North El Camino Real Encinitas, CA 92024 Toll Free: 1-888-667-1772 North El Camino Real Branch 1048 North El Camino Real Encinitas, CA 92024 Toll Free: 1-888-667-1772 Pacific Station Branch 687 S Coast Highway 101, Suite 151 Encinitas, CA 92024 Toll Free: 1-888-667-1772 Wells Fargo Bank in the News North Carolina couple sues Wells Fargo, Truist after their money vanished (12/16/23) Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) U.S. District Judge Anita Brody of the Eastern District of Pennsylvania stayed the lawsuit that claims the bank engaged in discriminatory lending practices (12/17/18) Wells Fargo's $1 billion fine doesn't fit the 'crime': Securities attorney (4/20/18) Wells Fargo names head of home lending retail (4/4/18) Why Sales Quotas Ruined Wells Fargo (11/14/17)
Zions Bank® Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans." Encinitas Branch 135 Saxony Road Encinitas, CA 92024 Toll Free: 1-800-974-8800

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in CA

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