ERATE® provides this page to help consumers locate home equity lenders covering Bakersfield. Our goal is to provide an extensive network of home equity lenders throughout the Bakersfield area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Home Equity Line Rates - California Homes
Home Equity Companies |
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A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)
Bakersfield Main Branch
Toll Free: 1-866-290-4674
Bakersfield Valley Plaza Branch
Toll Free: 1-866-290-4674
College Heights Branch
Toll Free: 1-866-290-4674 |
"Borrow only the amount you need, when you need it. This revolving credit line is secured by the equity in your home."
Bakersfield Ming Branch Phone Number: 1-888-454-BANK
Cal Ave Branch Phone Number: 1-888-454-BANK
East Hills Branch Phone Number: 1-888-454-BANK |
"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)
5201 California Avenue
Toll Free: 1-844-777-2689 Bank Of The West in the News |
Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity
Bakersfield Main Branch
Toll Free: 1-888-342-4273
California Avenue Branch
Toll Free: 1-888-342-4273
Coffee Road Branch
Toll Free: 1-888-342-4273 |
A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S)
Bakersfield-Oswell Branch
Toll Free: 1-877-362-9100
California Avenue Branch
Toll Free: 1-877-362-9100 |
"A home equity line of credit gives you the flexibility to borrow funds when you need, at a competitive rate."
Bakersfield Downtown Branch
Toll Free: 1-800-771-2228
Rosedale Branch
Toll Free: 1-800-771-2228
Stockdale Business Financial Center
Toll Free: 1-800-771-2228 |
Your home could be your best asset when paying for major home improvements or any other large purchase or expense. Golden 1 Home Equity Loan and Home Equity Line of Credit are secured by your home so you can get a better interest rate than a traditional installment or consumer loan. (from https://www.golden1.com/Loans/HomeEquity?sel=0) Bakersfield Phone Number: (916) 732-2900 |
"HELOCs can provide great financial flexibility for homeowners. Contact a HomeStreet Loan Officer if you are interested in how a HELOC could benefit you."
Bakersfield Home Loan Center
Toll Free: 800-809-1377 |
Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan)
11200 River Run Blvd., Suite 100 Phone Number: 562-257-5000 |
Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99
Bakersfield
Toll Free: 800-890-1057 |
Several financing options including Home Equity Line of Credit
Bakersfield Branch Phone Number: 1-310-887-8500 |
"Consolidate debt, make home improvements, or pay for a large expense with a Rabobank home equity loan or line of credit."
Bakersfield Gosford Branch
Toll Free: 1-800-942-6222
Bakersfield Mount Vernon Branch
Toll Free: 1-800-942-6222
Riverlakes Drive Office Branch
Toll Free: 1-800-942-6222 |
Tri Counties Bank is the local lender you can believe in and feel connected to. You can reach a local Banker at 1-800-982-2660. All loans are subject to credit approval. Home Equity Lines of Credit. Use the equity in your primary residence or second home with a variable rate line of credit. (From https://www.tcbk.com/personal/loans/home-equity-line-of-credit)
Bakersfield Branch
Toll Free: 1-800-982-2660 |
Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)
Bakersfield Branch
Toll Free: 800-US-BANKS |
Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp) University Centre
Toll Free: 1-866-UBLOANS
East Hills Branch
Toll Free: 1-866-UBLOANS
Stockdale Village Branch
Toll Free: 1-866-UBLOANS |
Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)
Bakersfield Downtown Branch
Toll Free: 1-888-667-1772
Bakersfield-White Lane Branch
Toll Free: 1-888-667-1772
Ming & Haggin Oak Branch
Toll Free: 1-888-667-1772 View More Branches Located in Bakersfield Wells Fargo Bank in the News
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Home Equity Personal Credit Lines. Higher amounts available anytime you need them, easy access to funds by credit line check, telephone, or in your branch. Secured by the equity in your home, so you may gain tax advantages, too. As usual, always consult with your tax advisor. (from https://www.westamerica.com/index.php/personal/loans-and-lines-of-credit20) Bakersfield Main Branch
Toll Free: 1-800-514-1460 |
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates - California Homes
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