Mortgage Rate History
15 Years Fixed

15 Year Fixed-Rate Mortgages Since 1991

Compiled by Freddie Mac

Monthly Average Commitment Rate And Points On 15-Year Fixed-Rate Mortgages
2013
2012
2011
2010
2009
 
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
2.70
0.7
3.20
0.8
4.09
0.8
4.44
0.6
4.72
0.7
Feburary
2.77
0.8
3.16
0.8
4.22
0.7
4.37
0.7
4.77
0.7
March
2.76
0.7
3.20
0.8
4.08
0.7
4.33
0.7
4.64
0.7
April
2.66
0.7
3.14
0.7
4.06
0.7
4.42
0.6
4.50
0.7
May
2.72
0.7
3.03
0.7
3.82
0.7
4.28
0.7
4.52
0.7
June
3.17
0.7
2.95
0.7
3.69
0.7
4.18
0.7
4.90
0.7
July
3.43
0.8
2.85
0.7
3.68
0.7
4.04
0.7
4.69
0.7
August
2.86
0.6
3.46
 0.7
3.91
0.6
4.61
0.7
September
2.78
0.6
3.32
0.6
3.81
0.6
4.49
0.6
October
2.69
0.6
3.35
0.8
3.66
0.7
4.39
0.6
November
2.66
0.7
3.31
0.7
3.68
0.7
4.34
0.6
December
2.66
0.7
3.25
0.8
4.06
0.7
4.39
0.6
Annual Average
2.93
0.7
3.68
 0.7
4.10
0.7
4.57
0.7

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2008
2007
2006
2005
2004
2003
 
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
5.29
0.4
 5.97 0.4 5.71 0.5 5.17 0.6 5.02 0.7 5.30 0.6
February
5.44
0.5
 6.02 0.4 5.86 0.6 5.15 0.7 4.94 0.7 5.22 0.6
March
5.42
0.5
 5.88 0.4 5.97 0.6 5.46 0.7 4.74 0.7 5.07 0.6
April
5.47
0.4
 5.88 0.5 6.16 0.5 5.41 0.6 5.16 0.6 5.12 0.6
May
5.60
0.5
 5.97 0.4 6.21 0.5 5.28 0.6 5.64 0.7 4.86 0.7
June
5.91
0.6
 6.34 0.4 6.31 0.5 5.17 0.6 5.66 0.6 4.63 0.6
July
5.97
0.6
 6.36 0.4 6.39 0.4 5.28 0.6 5.46 0.6 4.97 0.5
August
6.03
0.7
 6.23 0.4 6.20 0.4 5.40 0.6 5.26 0.6 5.59 0.7
September
5.64
0.6
 6.05 0.5 6.08 0.4 5.36 0.6 5.14 0.7 5.46 0.6
October
5.89
0.6
 6.04 0.6 6.05 0.5 5.63 0.6 5.12 0.6 5.27 0.6
November
5.79
0.7
 5.85 0.5 5.96 0.5 5.86 0.6 5.14 0.6 5.27 0.7
December
5.04
0.7
 6.10 0.5 5.88 0.5 5.82 0.6 5.18 0.6 5.20 0.6
Annual Average
5.62
0.6
 6.34 0.4 6.07 0.5 5.42 0.6 5.21 0.6 5.17 0.6

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2002
2001
2000
1999
1998
 
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January 6.48 0.7 6.64 0.9 7.80 1.0 6.43 1.0 6.58 1.4
February 6.38 0.7 6.64 0.9 7.93 1.0 6.44 1.0 6.64 1.2
March 6.52 0.7 6.51 1.0 7.83 0.9 6.68 0.9 6.74 1.2
April 6.48 0.7 6.60 1.0 7.80 1.0 6.53 0.9 6.78 1.0
May 6.28 0.7 6.68 1.0 8.18 1.0 6.75 1.0 6.78 1.0
June 6.11 0.6 6.70 1.0 7.99 0.9 7.18 1.0 6.67 1.0
July 5.93 0.5 6.68 0.9 7.87 0.9 7.26 1.0 6.62 1.1
August 5.70 0.6 6.50 0.9 7.76 1.0 7.53 1.0 6.61 1.1
September 5.51 0.6 6.34 0.9 7.60 1.0 7.44 1.0 6.40 1.0
October 5.50 0.6 6.10 0.9 7.47 1.0 7.47 1.0 6.36 0.9
November 5.46 0.6 6.15 0.8 7.42 0.9 7.36 1.0 6.51 0.9
December 5.45
 0.6 6.54 0.8 7.06 0.9 7.52 1.0 6.39 0.9
Annual Average
5.98
0.6
6.50
0.9
7.72
1.0
7.06
1.0
6.59
1.1

 
1997
1996
1995
1994
1993
 
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January 7.33 1.7 6.55 1.7 8.80 1.8 6.57 1.7 7.51 1.7
February 7.15 1.7 6.56 1.7 8.46 1.8 6.66 1.7 7.17 1.5
March 7.41 1.7 7.11 1.8 8.06 1.8 7.18 1.7 7.00 1.6
April 7.68 1.7 7.44 1.7 7.88 1.8 7.80 1.7 6.94 1.6
May 7.47 1.6 7.58 1.7 7.51 1.7 8.08 1.7 6.93 1.8
June 7.24 1.7 7.83 1.7 7.06 1.7 7.91 1.8 6.92 1.6
July 7.04 1.8 7.77 1.7 7.09 1.7 8.11 1.7 6.72 1.6
August 7.02 1.7 7.52 1.7 7.36 1.8 8.02 1.8 6.63 1.5
September 6.99 1.7 7.75 1.7 7.16 1.8 8.13 1.8 6.43 1.5
October 6.85 1.7 7.43 1.7 7.01 1.8 8.39 1.8 6.37 1.5
November 6.76 1.7 7.14 1.7 6.89 1.8 8.67 1.8 6.69 1.5
December 6.66 1.8 7.10 1.7 6.74 1.7 8.80 1.8 6.68 1.5
Annual Average
7.13
1.7
7.32
1.7
7.48
1.8
7.86
1.8
6.83
1.6

 

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Pennsylvania Mortgage Rates Current Mortgage Rates - Hawaii Current Mortgage Rates - Alaska West Virginia Mortgage Rates Virginia Mortgage Rates District of Columbia Mortgage Rates Maryland Mortgage Rates Delaware Mortgage Rates New Jersey Mortgage Rates Connecticut Mortgage Rates Rhode Island Mortgage Rates Massachusetts Mortgage Rates New Hampshire Mortgage Rates Vermont Mortgage Rates New Hampshire Mortgage Rates Maine Current Mortgage Rates Vermont Mortgage Rates Current Mortgage Rates - New York Current Mortgage Rates - Michigan Current Interest Rates - Wisconsin Current Mortgage Rates - MINNESOTA Ohio Mortgage Rates Current Mortgage Rates - Kentucky Current Mortgage Rates - Indiana Illinois - Current Mortgage Rates Current Mortgage Rates - Iowa Missouri Mortgage Rates Current Mortgage Rates - North Carolina South Carolina Mortgage Rates Current Mortgage Rates - Florida Current Mortgage Rates - Georgia Current Mortgage Rates - Tennessee Current Mortgage Rates - Alabama Current Mortgage Rates - Mississippi Current Mortgage Rates - Louisiana Current Mortgage Rates - Arkansas Current Mortgage Rates - Oklahoma Current Mortgage Rates - TEXAS Current Mortgage Rates - New Mexico Current Mortgage Rates - Arizona Current Mortgage Rates - Kansas Current Mortgage Rates - Nebraska Current Mortgage Rates - Colorado Current Mortgage Rates - Wyoming South Dakota Mortgage Rates Current Mortgage Rates - North Dakota Current Rates - Montana Idaho Current Rates Washington Mortgage Rates Current Mortgage Rates - Oregon Current Mortgage Rates - Utah Current Mortgage Rates - Nevada Current Mortgage Rates - California

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1992
1991
 
Rate
Pts
Rate
Pts
January 8.01 1.7 na na
February 8.38 1.8 na na
March 8.58 1.9 na na
April 8.47 1.7 na na
May 8.29 1.7 na na
June 8.08 1.7 na na
July 7.67 1.6 na na
August 7.49 1.6 na na
September 7.41 1.6 8.69 1.8
October 7.55 1.7 8.49 1.8
November 7.80 1.8 8.33 1.7
December 7.74 1.6 8.07 1.7
Annual Average
7.96
1.7
na
na
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