Home Refinance Loan Ratesin Minnesota

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.541% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
30 Years Fixed
6.602% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.917 Points$2,934 Points Fee
$3,944 Total Fees$1,010 Lender Fees
30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
30 Years Fixed
6.641% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,868 Total Fees$1,668 Lender Fees
30 Years Fixed
6.751% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.871 Points$2,787 Points Fee
$4,182 Total Fees$1,395 Lender Fees
30 Years Fixed
6.754% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.732 Points$2,342 Points Fee
$4,287 Total Fees$1,945 Lender Fees
30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
6.857% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.878 Points$2,810 Points Fee
$3,510 Total Fees$700 Lender Fees
30 Years Fixed
6.862% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.835 Points$2,672 Points Fee
$3,667 Total Fees$995 Lender Fees
30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
7.317% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.665 Points$2,128 Points Fee
$2,128 Total Fees$0 Lender Fees
30 Years Fixed
0% down payment USDA Loan options
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As low as 0% down options & down payment assistance
6.728% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.816 Points$2,611 Points Fee
$3,495 Total Fees$884 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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