Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.005% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$4,499 Total Fees$2,099 Lender Fees
 30 Years Fixed
6.162% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.850 Points$2,720 Points Fee
$5,788 Total Fees$3,068 Lender Fees
 30 Years Fixed
6.211% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$7,281 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.270% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.936 Points$2,995 Points Fee
$4,990 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.309 Points$989 Points Fee
$2,039 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.311% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.648 Points$2,074 Points Fee
$2,074 Total Fees$0 Lender Fees
 30 Years Fixed
6.312% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.275 Points$880 Points Fee
$2,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.326% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$6,885 Total Fees$3,685 Lender Fees
 30 Years Fixed
6.341% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.603 Points$1,930 Points Fee
$3,325 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.349% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.735 Points$2,352 Points Fee
$3,352 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.350% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.715 Points$2,288 Points Fee
$3,383 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,570 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.804 Points$2,573 Points Fee
$3,868 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.365% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.932 Points$2,982 Points Fee
$4,218 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.956 Points$3,059 Points Fee
$4,454 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.384% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.944 Points$3,021 Points Fee
$4,649 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.472% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.678 Points$2,170 Points Fee
$3,398 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.859 Points$2,749 Points Fee
$3,937 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.502% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.868 Points$2,778 Points Fee
$4,272 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.530% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.783 Points$2,506 Points Fee
$5,353 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.567% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.799 Points$2,557 Points Fee
$2,557 Total Fees$0 Lender Fees
 30 Years Fixed
6.857% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.634 Points$2,029 Points Fee
$3,524 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.809 Points$2,589 Points Fee
$2,589 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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