Home Refinancing Rates Hawaii

Current Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Hawaii and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.932 Points$2,982 Points Fee
$4,218 Total Fees$1,236 Lender Fees
30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
6.502% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.868 Points$2,778 Points Fee
$4,272 Total Fees$1,494 Lender Fees
30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
Low rates, quick quote & approval
Refinance to lower your rate
6.335% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.899 Points$2,877 Points Fee
$2,877 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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